Welcome

Southwest Washington Chapter of Credit Unions

Who we are

The Southwest Washington Chapter of Credit Unions is made up of twelve credit unions from Southwest Washington in Clark and Cowlitz Counties. We exist to promote cooperation among our member credit unions, and provide a means of exchanging ideas and discussing issues of mutual concern.

Participating credit unions of the chapter include:

What we do

  • The Southwest Washington Chapter facilitates meetings and/or programs that provide networking opportunities and are educational, motivational, and informative.
  • We provide a forum for cooperative efforts that inspire continued expansion and service on the part of member credit unions; and that develop and maintain public awareness of the credit union industry.
  • We provide and support training opportunities for credit union leaders, including volunteers and staff.
  • Scholarships are available to support training opportunities provided by the Chapter, League, CUNA or other Credit Union educational events.
  • We facilitate political and legislative involvement.
  • We are committed to partnering with others to improve the quality of life in Southwest Washington. Our contributions include the volunteer efforts of our member credit unions as well as cash donations and sponsorships. For a detailed calendar of events, click here.

Join a Credit Union, Experience the difference!

Credit Unions are nonprofit, cooperative financial institutions that are owned and controlled by the people who use its services. These people are members. Credit unions serve groups that share something in common, such as where they work, live, or go to church. Organized to serve and democratically controlled, they exist to provide a safe, convenient place for members to save money and to get loans at reasonable rates. Members pool their funds to make loans to one another. The volunteer board that runs each credit union is elected by the members of that particular credit union. Not for profit, not for charity, but for service is a common credit union motto.

Credit unions, like other financial institutions, are closely regulated. In addition, they operate in a very prudent manner. What makes a credit union different from a bank or savings & loan? Like credit unions, these financial institutions accept deposits and make loans--but unlike credit unions, they are in business to make a profit. Banks and savings & loans are owned by groups of stockholders whose interests include earning a healthy return on their investments. On the other hand, credit unions are owned by its members. Volunteer boards of directors (that the members themselves elect) are responsible for running and overseeing credit union business. Any profit that a credit union makes is returned to its members in higher dividend rates, lower loan rates, and personalized service.